Zip Pay is an interest free service.
There is a $6 monthly account fee, which will be waived if your closing balance is paid by the due date. If there is no balance then no fee is payable.
There are no payments to be made upfront – there are no setup fees and no hidden charges.
If you don’t meet your minimum monthly repayment, a $5 late fee may apply.
Please refer to Zip’s full terms and conditions for details of fees here